Laws and Regulations Database of the Central Bank of the Republic of China(Taiwan)

Article 28

　The Bank may, whenever necessary, prescribe maximum loanable ratios
selectively on the items used as collateral or mortgage of secured loans
extended by banks.

Article 29

　The Bank may, whenever necessary, prescribe and regulate the amount of
down-payment and the term of credit extended by banks for the purchase
or construction of buildings and the purchase of durable consumer goods.

Article 31

　The Bank may, whenever it deems that the monetary and credit 
conditions so warrant, prescribe a limit on various kinds of credit 
extended by all, or any category of, financial institutions.