Scope of subsidization
(1) For loans with an outstanding balance of NT$2 million or less, interest rate subsidies shall be calculated based upon the Postal Remittance and Savings Banks' floating interest rate on one-year postal time deposits (currently 5.35 percent per annum) minus 3 percentage points; for an amount of more than NT$2 million but not exceeding NT$3.5 million, calculation of interest rate subsidies shall be based upon the Postal Remittance and Savings Banks' floating interest rate on one-year postal time deposits.
(2) The term of subsidization shall be the time remaining on the original loan term plus 5 years, but shall not exceed 20 years at maximum. Where victims have already applied for a loan from the emergency financing funds pursuant to regulations under Direction 2 of the Emergency Decree and have already created and registered mortgage rights, the provisions of the preceding paragraph do not apply.