Interbank funds account balances fall into the following two categories:
(1) Book balance: refers to the resulting book amount after a transaction has been executed and completed; if the book balance is negative, it indicates intraday overdraft.
(2) Available balance: refers to the total of book balance plus intraday overdraft granted by the Bank.
The term "intraday overdraft" as referred to in the preceding Paragraph shall mean advances that the Bank provides to interbank funds accounts of financial institutions during daily business hours in accordance with the "Directions for the Conduct of Intraday Overdrafts of the Central Bank of the Republic of China (Taiwan)"; the term "intraday overdraft limit" refers to the intraday overdrafts credit that the Bank grants to a financial institution as per application in accordance with the said Directions.