Laws and Regulations Database of the Central Bank of the Republic of China(Taiwan)

With respect to supporting documents to be submitted by borrowers for extending loans maximum amortization period to 30 years under Government Preferential Home Owner Loan Program (including the NT$ 150 billion Government Preferential Housing Loan Program launched in 1999, and the NT$ 1,680 billion Preferential Housing Loan Program available between 2000 and 2008), Explanations 3 and 4 contained herewith shall apply. Please forward this Letter to each relevant lending financial institutions.

1.This Letter refers to the letter from the Construction and Planning Agency, Ministry of the Interior, Ref. No. Ying-Shu-Zhai-Zi-No.0980006493 dated February 11, 2009.

2.In accordance with CBC’s Letters Ref. No. Tai-Yang-Ye-Zi-No.0960049430 dated November 13, 2007, Ref. No. Tai-Yang- Ye-Zi-No.0970021854 dated April 9, 2008 and Ref. No. Tai-Yang- Ye-Zi-No.0970060879 dated December 24, 2008 respectively, a borrower requesting an extension of loan maximum amortization period under Government Preferential Home Owner Loan Program must summit to the relevant lending financial insititution for review a certificate of poverty issued by respective village or district head, or other governmental document sufficient to prove financial predicament.

3.As part of the government’s policy towards assisting borrowers under this program during the current economic downturn, the Bank has consulted with the Construction and Planning Agency, Ministry of the Interior, and taken into account the recommendation of the R.O.C. Bankers Association stipulated in its letter, with Ref. No. Quan-Shou-Xiao-Zi-No.0971000455B dated December 12, 2008. Until the end of December 2009, the documentation requirements for a borrower requesting an extension of maximum amortization period under Government Preferential Home Loan Program is changed to "providing document which can prove his/her financial predicament".

4.Beginning 2010, requests by borrowers for an extension of amortization period under this program shall be treated in accordance with the requirements set out in the Bank’s previous three Letters on the subject.